Groves Capital is Your Trusted Partner for Customized Commercial Lending Solutions

In today’s dynamic business landscape, access to sufficient capital is critical to business success and growth in many industries. Led by Chris Groves and Aleyna Groves, Groves Capital is a leading financial institution that offers a wide range of commercial lending solutions tailored to the specific needs of businesses. 

Focusing on customer satisfaction and innovation, Groves Capital has become a trusted partner for entrepreneurs and businesses looking for reliable financial support, with many commercial lending platforms offering many benefits. Their services include:

  • Commercial Financing: Groves Capital offers financing options for commercial ventures, allowing companies to access the capital they need for various purposes.
  • Multifamily Loans: Groves Capital offers customized multifamily home loans to give companies the capital they need to invest in condominiums.
  • Hard Money Loans: These loans provide quick access to capital based on collateral value, helping businesses meet temporary financial challenges.
  • Lines of Credit: Groves Capital provides companies with lines of credit to manage cash flow fluctuations and provide companies with flexible access to capital to meet short-term expenses.
  • Bridging Financing: These short-term loans bridge the gap between immediate financing needs and permanent financing availability, enabling businesses to capitalize on time-sensitive opportunities.
  • Foundational Engineering: Groves Capital offers loans to support foundational engineering projects, enabling developers to realize their vision.
  • Land Development Support: Groves Capital offers financial assistance for land development endeavors, aiding companies in acquiring and enhancing properties with commercial objectives.
  • Cannabis Credits: Groves Capital specializes in providing credits to the cannabis industry, including industrial and commercial projects, expenditures, and mixed-use real estate.
  • Medical Buildings: Groves Capital provides specialized financing solutions for medical buildings to help healthcare professionals acquire or expand their facilities.
  • Multifamily land: Groves Capital finances the acquisition of multifamily land.

Groves Capital also delivers Small Business Administration (SBA) loans that are highly valuable for businesses of all sizes. These credits can be used for a variety of purposes, including:

  • Debt Refinancing: A company could consolidate existing debt into its SBA loan, which could lower interest rates and improve cash flow management.
  • Real Estate Financing: SBA loans facilitate the acquisition or renovation of commercial real estate, permitting companies to install a physical presence or extend their facilities.
  • Business Acquisitions: Groves Capital helps companies obtain other businesses through SBA loans, stimulating growth and expansion opportunities.
  • Working capital: SBA loans supply businesses with the funds to support ongoing operations and meet ongoing expenses.
  • Inventory and Equipment Purchases: SBA loans permit businesses to buy critical inventory or upgrade supplies to increase productivity and competitiveness.

SBA loans offered by Groves Capital range from thousands to millions of dollars, depending on the specific loan program and lender’s policy. Loan amounts are subject to SBA’s maximum loan amount policy. Choosing an SBA loan through Groves Capital has several advantages.

  • Competitive Interest Rates: Interest rates on SBA loans are typically competitive, ensuring businesses can access affordable financing options.
  • Fixed or Floating Rate: Depending on the loan terms, companies can choose between fixed and floating rates according to their financial preferences and goals.
  • Longer repayment terms: SBA loans offer companies longer repayment terms, typically 5 to 25 years. This extension makes monthly payments more manageable and improves cash flow management.

In addition to commercial and SBA loans, Groves Capital offers several other business loan options, including term loans, which are lump sum amounts repaid over time, usually in regular monthly payments, and line of credit, through which a company can access a specified amount of money through a line of credit and pay interest only on the funds borrowed.

Groves Capital recognizes that each client has unique financial needs and goals. Through partnerships with over 200 financial institutions, 1 billion dollar private equity funds, and direct bank relationships, Groves Capital can offer tailored solutions to each client.

By using the latest technology and streamlining the underwriting process, Groves Capital ensures a streamlined and efficient customer experience. They build long-term relationships, and he focuses on providing 5-star service in every transaction. 

Learn more about Groves Capital, which operates in 22 states and has a team of 575 dedicated loan officers dedicated to customer service. They connect thousands of customers with an extensive network of lenders, ensuring customized solutions that meet each customer’s unique needs.